colorado mortgage colorado mortgage
Let us guide you through the mortgage process. Our professionals make it a simple and easy process.

colorado mortgage
Let us guide you through the mortgage process. Our professionals make it a simple and easy process.

colorado mortgage

 

Jeanie Peck

Rick Hamm
Vice President/Loan Officer

NMLS# 187346
LMB# 100019158
Phone: 970-241-4453
Cell: 970-260-7425
E-Mail:

 

Regulated by the Colorado
Division of Real Estate
Equal Housing Lender .
To check the license status of your mortgage broker, visit www.dora.state.co.us/real-estate

 

 

Call Today: 970-241-4453
Mortgage Online Application

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

I look forward to working with you.

Unifirst Mortgage offers a line of loan products for today's home buyer and homeowner.

  • FHA loans
  • VA loans
  • Conventional
  • ARM's
  • FHA/CHFA
  • USDA Rural Development program

Unifirst Mortgage is locally owned with locations throughout Colorado. We are proud of our ability to do everything in house, which allows us to give you the answers you need when you need them. Unifirst Mortgage has fully staffed loan processing,  underwriting and closing departments in house that allows us to offer fast immediate approval on your loans. Apply today and find out why we are Colorado's Lending Leader.

 

 Click on the images below for helpful videos

     Rick's Video

 

Robert Watson - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

William Murdica - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Take care of business"

user718092 - RIck Saved Our Home Purchase
 
"The realtor selling a house to us recommended Rick Hamm from the onset. We initially had pre-approval from a different lender, so we tried to work with them. When, about 1 week before closing we still didn't have approval and funding from that other lender, we reached out to Rick for help. Within a week, he had us funded and we closed on-time...Rick worked a miracle for us. As if it could get any better than that, Rick secured a lower interest rate AND lower lender fees than we were going to get with the company we tried to use first. We only wish we had listened to the realtor and contacted Rick from the get-go. Rick was helpful, thorough, efficient and greatly helped alleviate our stress. We will definitely ask Rick to help us with our next mortgage and/or refinancing. Do yourself a favor and let Rick fund your mortgage."

Joseph Steinkirchner - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"We enjoyed the friendly professional service. I referred a coworker who also refinanced his home and he had the same experience."

Cassidy L. - 4.2 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"How fast we were able to put financing in place. Nobody can do it quicker."

Peggy Boitier - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Very pleased Rick Hamm went above and beyond working with me."

Terry M. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Kelly Cavanagh - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"I closed in Chaffee County, realtor & title company stated 'Best lender we ever worked with'"

Marcia Wanek - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick made the entire process easy for me. Thank You Rick!"

Katelyn Frownfelter - 4.9 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Knowledge of what would fulfill our needs & a professional yet caring approach to all discussions"

Mary M. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"The sense that my loan was the most important at the moment!"

Constance S. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick's great. Enjoyed working with him."

Phyllis Veale - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Kyounghwa O. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Very professional and I can trust Rick (your company)"

Cassidy L. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick and his team are always there to help. We can trust them & rely on them."

Randy Burdick - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Really helpful"

Richard R - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Closing & loan was the best we ever experienced"

Merilee N. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Ronald K. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"You took the time to explain every step in our mortgage process. You were Fantastic!"

Jean Dennison - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Cassidy Landman - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Very fast to execute the financing we needed."

Jason W. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Todd Mickelsen - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Easy to work with, kept us informed of process and very knowledgeable about policies & rules."

James A. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"I have worked with many companies to get loans for home purchases - Unifirst is undoubtedly the best. I have not been aware of Unifirst, now I would use no other."

Donald Leche - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick followed up on all our calls in a very timely manner and was most helpful through the entire process"

William O. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Miguel T. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Knew exactly what loan would fit my needs with minimum time and effort needed on my part"

Travis King - 4.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Timothy J. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"We appreciated the level of confidence you have without arrogance"

Michael Toms - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Everyone that I worked with was very helpful and efficient."

James Woodis - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Very knowledgable & personable."

Paul Dominquez - 5 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Could not tell you, because I've only used you guys for the past 22 years."

David G. - 4.8 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Robert Cherveny - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"They always know my first name."

Walt Moyer, II - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick Hamm and the team at Unifirst Mortgage have always been there for us for over 14 years, to assist us in our home mortgage needs. We truly trust and depend on them."

Laura Fehmi - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Wow! Rick and his team took me from a denial (at another mtg co) to an approval and close in 3 weeks! After close the follow up and follow through was excellent too! Again, wow!"

Peggy Wemple - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Mr. Hamm and his staff were great and very nice. I wouldn't have been able to get through the "stress" of buying a home without them"

A. Thornburg - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
 

 

 

Jeanie Peck

Rick Hamm
Vice President/Loan Officer

NMLS# 187346
LMB# 100019158
Phone: 970-241-4453
Cell: 970-260-7425
E-Mail:

 

Regulated by the Colorado
Division of Real Estate
Equal Housing Lender .
To check the license status of your mortgage broker, visit www.dora.state.co.us/real-estate

 

 

Call Today: 970-241-4453
Mortgage Online Application

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

I look forward to working with you.

Unifirst Mortgage offers a line of loan products for today's home buyer and homeowner.

  • FHA loans
  • VA loans
  • Conventional
  • ARM's
  • FHA/CHFA
  • USDA Rural Development program

Unifirst Mortgage is locally owned with locations throughout Colorado. We are proud of our ability to do everything in house, which allows us to give you the answers you need when you need them. Unifirst Mortgage has fully staffed loan processing,  underwriting and closing departments in house that allows us to offer fast immediate approval on your loans. Apply today and find out why we are Colorado's Lending Leader.

 

 Click on the images below for helpful videos

     Rick's Video

 

Robert Watson - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

William Murdica - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Take care of business"

user718092 - RIck Saved Our Home Purchase
 
"The realtor selling a house to us recommended Rick Hamm from the onset. We initially had pre-approval from a different lender, so we tried to work with them. When, about 1 week before closing we still didn't have approval and funding from that other lender, we reached out to Rick for help. Within a week, he had us funded and we closed on-time...Rick worked a miracle for us. As if it could get any better than that, Rick secured a lower interest rate AND lower lender fees than we were going to get with the company we tried to use first. We only wish we had listened to the realtor and contacted Rick from the get-go. Rick was helpful, thorough, efficient and greatly helped alleviate our stress. We will definitely ask Rick to help us with our next mortgage and/or refinancing. Do yourself a favor and let Rick fund your mortgage."

Joseph Steinkirchner - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"We enjoyed the friendly professional service. I referred a coworker who also refinanced his home and he had the same experience."

Cassidy L. - 4.2 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"How fast we were able to put financing in place. Nobody can do it quicker."

Peggy Boitier - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Very pleased Rick Hamm went above and beyond working with me."

Terry M. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Kelly Cavanagh - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"I closed in Chaffee County, realtor & title company stated 'Best lender we ever worked with'"

Marcia Wanek - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick made the entire process easy for me. Thank You Rick!"

Katelyn Frownfelter - 4.9 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Knowledge of what would fulfill our needs & a professional yet caring approach to all discussions"

Mary M. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"The sense that my loan was the most important at the moment!"

Constance S. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick's great. Enjoyed working with him."

Phyllis Veale - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Kyounghwa O. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Very professional and I can trust Rick (your company)"

Cassidy L. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick and his team are always there to help. We can trust them & rely on them."

Randy Burdick - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Really helpful"

Richard R - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Closing & loan was the best we ever experienced"

Merilee N. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Ronald K. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"You took the time to explain every step in our mortgage process. You were Fantastic!"

Jean Dennison - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Cassidy Landman - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Very fast to execute the financing we needed."

Jason W. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Todd Mickelsen - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Easy to work with, kept us informed of process and very knowledgeable about policies & rules."

James A. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"I have worked with many companies to get loans for home purchases - Unifirst is undoubtedly the best. I have not been aware of Unifirst, now I would use no other."

Donald Leche - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick followed up on all our calls in a very timely manner and was most helpful through the entire process"

William O. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Miguel T. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Knew exactly what loan would fit my needs with minimum time and effort needed on my part"

Travis King - 4.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Timothy J. - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"We appreciated the level of confidence you have without arrogance"

Michael Toms - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Everyone that I worked with was very helpful and efficient."

James Woodis - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Very knowledgable & personable."

Paul Dominquez - 5 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Could not tell you, because I've only used you guys for the past 22 years."

David G. - 4.8 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 

Robert Cherveny - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"They always know my first name."

Walt Moyer, II - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Rick Hamm and the team at Unifirst Mortgage have always been there for us for over 14 years, to assist us in our home mortgage needs. We truly trust and depend on them."

Laura Fehmi - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Wow! Rick and his team took me from a denial (at another mtg co) to an approval and close in 3 weeks! After close the follow up and follow through was excellent too! Again, wow!"

Peggy Wemple - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
"Mr. Hamm and his staff were great and very nice. I wouldn't have been able to get through the "stress" of buying a home without them"

A. Thornburg - 5.0 Stars
Professional
Knowledgeable
Friendly
Helpful
Polite
Timely
Accurate
Efficient
Ethical
Hard-working
Strait-talking
Good listener
 
 

 

Unifirst Mortgage
NMLS# 333096
604 25 Road 
Grand Junction, CO 81505 
Phone: 970-241-4453
Fax: 970-241-8141
more locations
Privacy Statement

Licensed by the PA Dept of Banking
Regulated by the CO Division of Real Estate

Unifirst Mortgage
NMLS# 333096
604 25 Road 
Grand Junction, CO 81505 
Phone: 970-241-4453
Fax: 970-241-8141
more locations
Privacy Statement

Licensed by the PA Dept of Banking
Regulated by the CO Division of Real Estate